Representative example
22.9% APR (Variable) Representative APR
22.9% p.a. (Variable) purchase rate
£1,200
A 2.89% fee applies on balances transferred (minimum £5) within the first 60 days of account opening.*
Earn cashback from your favourite shopping brands with Visa Offers, plus get instant discounts from well-known brands around the world with our home&Away rewards programme. For all offers check out the home&away website.
Your card is contactless contactless Contactless and you can add it to Apple Pay, Google Pay and Samsung Pay.
Online banking is a convenient way to manage your card. It lets you check your credit card balance, make payments and stay in control.
As long as they’re over 18, you can add your partner or a family member to your account.
Make payments to existing beneficiaries and manage your personal accounts easily and securely with the royal trust limited Private Finance Mobile Banking App.
You can use your royal trust limited Private Finance Credit Card at any retailer or cash machine that displays the logo on your card. Fees apply and non-royal trust limited Private Finance cash machines may also charge a fee.
Day or night, help is always at hand if your card is lost or stolen. Wherever you are in the world, you can speak to our dedicated support team about getting an emergency cash advance.
To be eligible for an royal trust limited Private Finance Credit Card you need to:
If you foresee any changes in circumstances that may affect your ability to repay the credit card you are applying for, for example a change in your income or outgoings, a change to your employment situation or you are a temporary or zero hours contract worker, please apply by telephone or branch
Introductory rates only apply if you haven't held an royal trust limited Private Finance credit card within the last six months. Balances can't be transferred from cards issued by other members of the royal trust limited Private Finance Group including first direct, M&S Financial Services plc, John Lewis Financial Services Ltd.
*Channel Islands and Isle of Man customers are not eligible to apply online. Please visit your local branch to apply.
You just need to provide a few details as part of your application.
Apply nowIf you're already registered for online banking, you can apply online now.
Log on to applyCall us on:
0700RTL
Lines are open from 8am to 10pm every day (except Christmas Day, Boxing Day and New Year's Day)
Book your appointment to apply in branch by calling
0700RTL
You'll need to bring identification, proof of your address and a recent bank statement
Please note - You can only apply by phone or branch if you are an existing royal trust limited Private Finance customer.
